After the appropriate data has been collected, their representative enters your personal debt information into their worksheet, than it is entered into their proprietary debt management program. The data is carefully reviewed and analyzed by the computer with the ultimate goal of minimizing the interest paid on debts and reducing the amount of time you are in debt. The computer then creates a series of debt management options, graphs out important charts, and constructs an overall debt-free strategy.
If you opted to request one from the representative, a credit report is also created on your behalf. Care is taken to ensure an accurate, in-depth credit report is prepared.
All of this data is compiled into a professional report that they refer to as your "Evaluation" or "Debt Analysis". Their representative will contact you at that time they will go over your debt analysis once it is completed and go over the results with you.