Bankruptcy Protection

BANKRUPTCY OVERVIEW

What is bankruptcy?

Bankruptcy is one of the founding principles of the United States. Bankruptcy Law is very straight forward; it is all about helping consumers discharge debt. The United States Bankruptcy Code enables individuals and businesses, who find themselves in desperate financial situations, to start over “a second chance”. Bankruptcy is meant to eliminate most or all of unmanageable debt through either a complete discharge or via a court-supervised repayment plans.

How do I know if bankruptcy is right for me?

Bankruptcy may be your best option if:

  • You find yourself consistently unable to pay your bills on time
  • You are receiving collection calls from your creditors
  • You have, or are facing, a court judgment against you
  • Your wages are being garnished
  • Your home is in, or at risk of foreclosure
  • You are behind on your taxes
  • You are behind on child support or alimony
  • You have large medical bills
  • You are being evicted

Even if you have answered “Yes” to several of these questions, filing bankruptcy is a very big decision that does have its consequences. Like all important life choices, you should consult with a qualified attorney before making your decision.

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